ELGA Credit Union

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In order to get started, select an account that works for you.

Kasasa Cash Checking
Our checking account with the highest interest rate
  • Up to 6.17% APY
  • No minimum opening balance
  • No monthly fees
  • Earn Relationship Rewards points
Kasasa Cash Back Checking
Earn 5% cash back on your debit card purchases
  • Up to $10 cash back
  • Pays no interest
  • No minimum opening balance
  • No monthly fees
Basic Cash Checking
Our standard checking account
  • No minimum opening balance
  • $3 monthly fee  
  • Earn Relationship Rewards points
Vibe Checking
An account for youth and young adults ages 14-25
  • No minimum opening balance
  • No monthly fees
  • Earn Relationship Rewards points
Save to Win Certificate (CD)
A prize-linked certificate that helps to build savings as well as opportunities to win cash prizes
  • $25 minimum opening balance
  • Every $25 deposit gets an entry for a cash prize
  • 12-month term with automatic renewal
BAMM! Money Market
Our Big Awesome Money Market is a high rate, relationship-based money market account
  • $25,000 minimum balance
  • Great standard and qualifying rates, see our website for more info
  • Add a checking account or Visa credit card to earn qualifying rates
Certificates (CDs)
Save for long-term gain
  • $1,000 minimum deposit
  • Dividends paid quarterly
  • Keeps your funds out of reach until maturity
  • Earn a higher rate than regular savings
3-Month CD
Membership Share
A savings account for adults 18+
  • Pays dividends on balances over $200
  • An accessible savings account that can be used for emergency funds or special purpose
Vibe Membership Share
A savings account for youth and young adults ages 14-25
  • Pays dividends on balances over $200
Any Moment Savings
A savings account that can be used to save for a specific financial goal, special purpose or expense
  • Pays dividends on balances over $200
  • No limit on the number of accounts that can be opened
  • Access to Online and Mobile Banking
  • Helps to keep your funds separate from other savings or spending accounts
Learn2Save Certificate (CD)
A certificate for youth and young adults ages 0-25
  • $250 minimum opening balance
  • 12-month or 24-month terms available
  • Make unlimited deposits and watch your savings grow
12-month Learn2Save CD
ELGA Elite
A money market account with a higher rate of return than a regular savings account
  • Tiered interest rate based on balance
  • Dividends are compounded and credited quarterly
  • Funds are easily accessible
  • No limits on deposit amounts, balance or earnings
Christmas Club
The Christmas Club helps you save year-round for all your holiday expenses
  • The money you save will automatically be transferred to your account on October 1st
  • No minimum balance or minimum deposit
  • Can be opened any time throughout the year
10-Month Promo Rate Certificate (CD)
10-Month Term
  • 4.00% APY
  • Dividends paid quarterly
  • $1,000 minimum opening balance